Pensions
Pensions are financial tools whose purpose is the provision of money for your retirement. But lack of understanding about pensions often causes people to delay or even avoid the subect. With the governments of the day constantly changing the pension regulations over the past 20 years, it is little wonder that many people are confused by the options open to them. Pensions can be very tax efficient as a means of saving for your retirement, but planning early is essential for everyone.
So do you know how much of a pension you will receive when you retire?
Do you belong to your employer's pension scheme ?
If you are a member of your company scheme, do you know how it works ?
How much does your employer pay into it on your behalf ?
How do you know whether the current contributions are enough ?
If you do not belong to an employer's scheme, have you set up your own personal pension arrangement ?
We can help you assess your expected pension and, if it will be too low for your needs, look at ways of increasing it.
To discuss this further, please contact Paul Watling on 0208 462 5665
